February 12, 2020

Life is full of uncertainties. We never know what tomorrow may bring, and this can be a scary thought. This is why it is so reassuring when we find that elusive sure thing: a guarantee of stability, no matter what the future may bring.

We are happy to offer you a rare sure thing: a fixed payment from Mercy Home through a Charitable Gift Annuity.

The concept is simple. A Charitable Gift Annuity (CGA) allows you to make an investment in the young people who live at Mercy Home, claim a charitable tax deduction, and receive a cash return on your investment.

You read that right: Mercy Home will actually pay you to make this type of gift. These regular payments are fixed and depend on your age—up to 10.7% of your gift per year! You can opt to begin receiving payments immediately, or defer them to increase your rate of return. Best of all, these payments are guaranteed for the rest of your life (so no matter what happens with the economy, your health, or the state of the world, you will always receive the same fixed payment from Mercy Home).

Giving through a charitable gift annuity is a unique way to support Mercy Home, and secure your own financial future. Just as your support enables us to offer a better life for our kids, we are pleased to offer financial security for you and your loved ones. We’re able to do this because of our longstanding commitment to fiscal responsibility (one of many virtues we teach to our children).

Mercy Home offers some of the best rates in the country— but act fast as these rates are only guaranteed through June 30, 2020! See sample rates below, and contact us for a free personalized gift illustration.

It’s As Easy As 1-2-3

1. You give a gift of $1,000 or more to Mercy Home using cash, stock, or other assets.
2. You receive a charitable tax deduction in the year you make the gift.
3. You receive fixed payments for life, guaranteed to remain constant—no matter what.

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A Case Study of Benefit

Age: 82

Gift Amount: $10,000

Gift Type: Stock

2020 Tax Savings: -$6,025

Income for Life: $830 per year

Tom, age 82, plans to donate to Mercy Home some long-held stock worth approximately $10,000. He would like to receive some income in return for his gift of stock, so he decides to give in exchange for a charitable gift annuity. Because of his age, Tom is entitled to a payout rate of 8.3%, or $830 per year.

Tom will also receive a charitable tax deduction of $4,525 for this gift on his 2020 Federal tax return. And because he made this gift using stock, he also avoids significant capital gains tax of $1,500 that he would owe if he would have simply sold the stock.

In all, Tom made a $10,000 gift to the children of Mercy Home, saved $6,025 in taxes, and will continue to receive $830 per year for the rest of his life.